UK Static Caravan Insurance Online
To some, the word ‘caravan’ conjures up idyllic visions of the freedom of the open road, relaxing summers jumping from place to place as and when you wish, and a little bit of home that you can hitch to the back of your car and bring around with you. To others, caravan insurance brings up nightmarish visions of monstrous traffic jams, rainy July afternoons spent inside and a cramped living space. That is however, until you look at static caravans. Static caravans are, as the name quite plainly suggests, a caravan that is taken to one place and fixed there, and can only be moved by specialist people with the right equipment and vehicles. Static caravans tend to be much larger in size, and can accommodate a lot more people in much more comfort than a conventional caravan. A static can also be fitted with proper plumbing for toilet and bathroom facilities, as well as having a proper kitchen with fitted oven and other amenities; in other words, it is pretty much a house without foundations!
Whilst a static caravan has significantly reduced risk in terms of it not being out on the road and moving around, the fact that it is essentially a small house brings its own issues. Searching for cheap static caravan insurance is always difficult, as it is a delicate balancing act between paying as little as you can whilst making sure you are getting sufficient cover.
One way to reduce your insurance premium on a static caravan is to make it as Fort Knox-ian as you can! If you can make your static caravan as difficult as possible for a burglar to get into then you will see a commensurate fall in the price of your static caravan insurance policy. As an example, fit double locks, security lights and even an alarm if you can, and make sure all windows are double secured. This is especially important during the off-season as, if you are not living in the caravan, you may leave your van unattended for a good while, so making sure it is secure is paramount.
One thing to be aware of too is just what a static insurance policy does cover as regards contents. If you have a large amount of expensive electrical goods, or jewellery, or anything else of great value in the caravan, you might want to take out a separate contents insurance policy too, or ask your insurer if contents are fully covered in your policy. This goes too if you have any sort of garden or outbuilding in which to store caravan accessories, as these might not be covered by the policy either.
Finally, and this is the tip that everyone looking for any kind of caravan insurance should use, is to use price comparison websites. These take all the leg work away saving you loads of time and giving you the options and prices in plain English. You can then calibrate this to ensure you get just what you want out of a policy, and save a lot of money into the bargain.
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